When I was financially stable and working at a job I thought I'd be at for awhile, I leased a new car. My reasons were: to have dependable transportation, to have maintenance included in my payment, and to have the confidence having (and paying for) my own car would give me. Now, the job didn't last, and of course my lease payments did. I struggle with budgeting, I'm not good with money, but not working makes anyone terrible with money- especially me.
My church saved my car. They (the members through donations) paid my car payment when I could not. It took many sleepless nights and humility beyond that which I've felt before to ask for help. Now it takes strength, confidence and being true to myself to be okay with the help that I've been given. Now comes the work on saving my soul.